Terms of Service

Agreement to Terms

By accessing or using the website calderinsuranceagency.com, operated by Calder Insurance Agency (“we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

Use of Website

Our website is provided for informational purposes and to facilitate communication between you and Calder Insurance Agency. By using this website, you agree to:

• Provide accurate and complete information when submitting forms or requests
• Use the website only for lawful purposes
• Not attempt to interfere with the proper functioning of the website
• Not reproduce, duplicate, or exploit any portion of the website without our express written permission

Insurance Information Disclaimer

The information provided on this website is for general informational purposes only and does not constitute insurance advice, an offer of coverage, or a binding quote. Coverage availability, terms, conditions, and pricing are subject to underwriting review and approval. Actual policy terms and coverage may vary. Please contact our office directly for specific coverage details and personalized recommendations.

Quote Requests

Submitting a quote request through our website does not guarantee coverage or bind any insurance policy. All quotes are subject to verification of the information provided and underwriting approval. A policy is not in effect until it has been formally issued and confirmed by the insurance carrier.

Intellectual Property

All content on this website, including text, graphics, logos, images, and design elements, is the property of Calder Insurance Agency or its content suppliers and is protected by applicable intellectual property laws. You may not use, reproduce, or distribute any content from this website without our prior written consent.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Accessing third-party links is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Calder Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website, including but not limited to errors, omissions, interruptions, or delays in the website or its content.

Privacy

Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes constitutes your acceptance of the updated terms.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions.

Contact Us

If you have any questions about these Terms of Service, please contact us: